SoFi

### SoFi - Banking & Investing App User Guide Welcome to the SoFi app, your all-in-one financial management tool. Whether you're managing your bank accounts, investing in the market, or tracking your budget, this guide will help you navigate the app’s features with ease. #### Getting Started 1. **Download and Install**: Start by downloading the SoFi app from the Google Play Store. Once installed, open the app to begin the registration process. 2. **Sign Up or Log In**: If you’re new to SoFi, create an account by providing your personal information. If you’re an existing member, simply log in with your credentials. #### Navigating the Dashboard Upon logging in, you’ll be directed to the main dashboard, where you can access all the core features of the SoFi app. ### Banking Features 1. **Check Your Balances**: Easily view the balances of your checking and savings accounts directly from the dashboard. 2. **Deposit Checks**: Use the mobile check deposit feature by selecting the ‘Deposit Check’ option. Simply take a picture of the front and back of your check and follow the on-screen instructions. 3. **Transfer Funds**: Transfer money between your SoFi accounts or to/from external accounts. Go to the ‘Transfer Money’ section, choose the accounts, enter the amount, and confirm the transfer. 4. **Access to ATMs**: Use the app to find one of the 55,000 fee-free ATMs available nationwide. ### Investing Features 1. **Start Investing**: Begin investing in stocks, ETFs, or cryptocurrencies. Tap on the ‘Invest’ section, choose your investment type, and follow the steps to make a trade. 2. **Track Your Portfolio**: Monitor your investment performance in real-time and view detailed information about your holdings. 3. **Set Up Recurring Investments**: Automate your investing by setting up recurring purchases. Choose the frequency and amount, and SoFi will take care of the rest. 4. **Explore IPOs**: Participate in exclusive IPOs directly through the app. Navigate to the ‘Invest’ section to see available IPO opportunities. ### Budgeting and Financial Planning 1. **Connect External Accounts**: Link your other financial accounts to get a complete overview of your finances. This can be done in the ‘Budgeting’ section. 2. **Set Financial Goals**: Create custom savings goals, such as for a vacation or emergency fund. Track your progress and adjust your goals as needed. 3. **Analyze Spending**: Use the budget tracker to categorize your expenses and gain insights into your spending habits. 4. **Credit Score Monitoring**: Keep an eye on your credit score within the app and receive personalized tips to help improve it. ### Managing Alerts and Notifications 1. **Set Up Alerts**: Customize alerts for low balances, large transactions, or bill due dates. Go to the ‘Settings’ section to manage your notifications. 2. **Stay Informed**: Receive real-time notifications about your account activities, including deposits, withdrawals, and transfers. ### Customer Support 1. **Access Help**: If you have questions or need assistance, tap the ‘Support’ option to chat with customer service or find answers to common questions. 2. **Contact Us**: For direct support, you can call SoFi customer service or use the in-app messaging feature for quick assistance. #### Additional Features - **Early Direct Deposit**: Enable this feature to get your paycheck up to 2 days early. - **Track Rewards**: View and redeem any rewards you’ve earned through the app’s various programs. ### Security Features 1. **Set Up Security**: Enable Touch ID or Face ID for quick and secure access to the app. 2. **Lock/Unlock Your Cards**: Instantly lock or unlock your debit or credit card directly from the app if it's lost or stolen. 3. **Monitor Transactions**: Keep an eye on your transactions for any suspicious activity. SoFi’s security features will alert you of any potential fraud. ### Closing Notes The SoFi app is designed to make managing your finances simple and stress-free. Regular updates are provided to enhance your experience, so keep your app up-to-date to enjoy the latest features. Download the app, set up your account, and take control of your financial future today with SoFi!