Perpay

Perpay - Shop and Build Credit App User Guide Welcome to the Perpay App! This guide will help you navigate the app’s features, enabling you to shop for your favorite brands, make easy payments, and build your credit along the way. Follow these steps to get the most out of your Perpay experience. Getting Started Download the App: Visit the App Store (iOS) or Google Play Store (Android) and search for “Perpay.” Tap “Install” to download and install the app on your device. Sign Up or Sign In: Open the app and sign in using your Perpay account credentials. If you’re new to Perpay, tap “Sign Up” and follow the on-screen instructions to create an account and set up your profile. Navigating the App Home Screen: Once signed in, you’ll land on the home screen, where you can browse available products, view your spending power, and access key features. Browse Products: Explore a wide range of products from your favorite brands. Categories include electronics, fashion, home goods, and more. Tap on any product to see details, pricing, and payment options. Shopping and Payment Check Your Spending Power: Your available spending power is displayed on the home screen. This is the amount you can spend across all purchases. Your spending power may increase over time as you make successful payments. Add Items to Your Cart: Browse and select the products you want to purchase. Tap “Add to Cart” to include them in your order. Review and Confirm Your Order: Once you’ve added items to your cart, tap on the cart icon to review your order. Confirm your shipping information and select your payment plan. Payment Plan: Perpay allows you to make small, manageable payments directly from your paycheck. Review the payment schedule and ensure it fits your budget before confirming your purchase. Complete Your Purchase: Once satisfied with your order and payment plan, tap “Complete Purchase.” Your items will be shipped, and payments will be automatically deducted from your paycheck according to the agreed schedule. Building Credit Monitor Your Credit Score: Perpay helps you build credit as you shop. On average, users see a 39-point increase in their credit score*. Track your progress in the “Credit” section of the app, where you can view your current score and recent changes. Make Timely Payments: Ensure that you have enough funds in your account to cover the scheduled payments. This will positively impact your credit score. No Fees or Interest Transparency: Perpay does not charge fees, interest, or require a credit check to get started. Simple Payments: Payments are directly deducted from your paycheck, so you can manage your finances without any surprises. Troubleshooting and Support App Issues: If you encounter any issues with the app, try closing and reopening it or restarting your device. Customer Support: For further assistance, tap the “Help” or “Contact Us” option in the app to reach Perpay’s customer support team.